POM stands for Peace of Mind &

OPM stands for Other People’s Money.

The Ultra-Rich & Wealthy create wealth by using leverage.

The wealthy do not chase returns.

The Ultra-Rich does not pick winners, they avoid losers.

You too can increase your wealth by making your money work more efficiently and use leverage to your advantage in the current low interest environment.

What is Leverage?

Leverage is simply using debt or borrowed money to increase your Return on Investment (ROI) to achieve higher returns for the shorter or longer term. The longer the term the more wealth creation happens. The more you leverage and the faster you re-employ your money, the faster you will build your wealth. This is just one of the secrets of the rich. 

Many people think being in debt is a “NO NO”.

This is a misconception.

How can debt be used to your advantage?

The rich use “GOOD” debt to grow their net worth and they invest in cash-producing assets using Other People’s Money (OPM).

Now if you use debt for consumption or speculation it is “BAD DEBT”. Instead, if you invest borrowed funds with safety and use cost & return arbitrage, you are on way to wealth creation.

You can borrow from either bank or investors. In many instances you do not have to provide any personal guarantees like in real estate.

Many people use leveraged borrowings to create wealth in various ways. For example -Tax savings, higher returns, possible Tax-Free growth & IRA to ROTH conversion, Stock Trading, advanced estate tax planning strategies etc.

It is time to dispel your belief about debt and using leverage. The possibilities are unlimited. 

If you do what you did you will get what you got.

If you would like to create abundance and wealth, think & act like ultra-rich.

Just Remember:

Use Other People’s Money (OPM) &

Never lose your Peace of Mind (POM).